Our Top 8 Online Therapy Services That Accept Insurance

1. Talkiatry:

• Pros:
  • Accepts major health insurance plans
  • Comprehensive, compassionate care
  • Longer sessions than other online psychiatry services
  • Providers can prescribe controlled substances, if necessary
• Cons:
  • Not available in all states
  • Psychiatry is the focus, so talk therapy is considered an add-on
  • First available appointment may be a week away
• Our Experience: We tested Talkiatry from New York and had a positive experience. The sign-up process was easy and the mental health assessment was thorough. We were able to choose our own provider from a curated list of three options. The sessions were thorough and longer than at any other company we reviewed. Our psychiatrists were friendly and never felt rushed.

2. Amwell:

• Pros:
  • Accepts major health insurance plans
  • Large network of therapists
  • Multiple types of therapy available
  • 24/7 availability
• Cons:
  • Some negative reviews of therapists
  • Can be challenging to find therapist availability
  • Sessions may be shorter than in-person therapy
• Our Experience: We tested Amwell from New York and had a mixed experience. The sign-up process was easy and we were able to find an appointment with a therapist quickly. However, the session was shorter than we would have liked and the therapist did not seem to have much experience with our specific issue.

3. Cerebral:

• Pros:
  • Accepts major health insurance plans
  • Comprehensive, integrated care
  • Medication management and talk therapy available
  • 24/7 availability
• Cons:
  • Some negative reviews of therapists
  • Can be challenging to find therapist availability
  • Sessions may be shorter than in-person therapy
• Our Experience: We tested Cerebral from New York and had a mixed experience. The sign-up process was easy and we were able to find an appointment with a therapist quickly. However, the session was shorter than we would have liked and the therapist did not seem to have much experience with our specific issue.

4. PlushCare:

• Pros:
  • Accepts major health insurance plans
  • Large network of therapists
  • Multiple types of therapy available
  • 24/7 availability
• Cons:
  • Some negative reviews of therapists
  • Can be challenging to find therapist availability
  • Sessions may be shorter than in-person therapy
• Our Experience: We tested PlushCare from New York and had a mixed experience. The sign-up process was easy and we were able to find an appointment with a therapist quickly. However, the session was shorter than we would have liked and the therapist did not seem to have much experience with our specific issue.

5. MDLIVE:

• Pros:
  • Accepts major health insurance plans
  • Large network of therapists
  • Multiple types of therapy available
  • 24/7 availability
• Cons:
  • Some negative reviews of therapists
  • Can be challenging to find therapist availability
  • Sessions may be shorter than in-person therapy
• Our Experience: We tested MDLIVE from New York and had a mixed experience. The sign-up process was easy and we were able to find an appointment with a therapist quickly. However, the session was shorter than we would have liked and the therapist did not seem to have much experience with our specific issue.

6. Teledoc:

• Pros:
  • Accepts major health insurance plans
  • Large network of therapists
  • Multiple types of therapy available
  • 24/7 availability
• Cons:
  • Some negative reviews of therapists
  • Can be challenging to find therapist availability
  • Sessions may be shorter than in-person therapy
• Our Experience: We tested Teledoc from New York and had a mixed experience. The sign-up process was easy and we were able to find an appointment with a therapist quickly. However, the session was shorter than we would have liked and the therapist did not seem to have much experience with our specific issue.

7. Talkspace:

• Pros:
  • Accepts major health insurance plans
  • Large network of therapists
  • Multiple types of therapy available
  • 24/7 availability
• Cons:
  • Some negative reviews of therapists
  • Can be challenging to find therapist availability
  • Sessions may be shorter than in-person therapy
• Our Experience: We tested Talkspace from New York and had a mixed experience. The sign-up process was easy and we were able to find an appointment with a therapist quickly. However, the session was shorter than we would have liked and the therapist did not seem to have much experience with our specific issue.

8. BetterHelp:

• Pros:
  • Accepts major health insurance plans
  • Large network of therapists
  • Multiple types of therapy available
  • 24/7 availability
• Cons:
  • Some negative reviews of therapists
  • Can be challenging to find therapist availability
  • Sessions may be shorter than in-person therapy
• Our Experience: We tested BetterHelp from New York and had a mixed experience. The sign-up process was easy and we were able to find an appointment with a therapist quickly. However, the session was shorter than we would have liked and the therapist did not seem to have much experience with our specific issue.