Tried and Tested: Online Psychiatry That Accepts Insurance

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Psychiatric care can be expensive—up to $200 per session or more out-of-pocket—which is why, even when people need mental health medication, they sometimes do not seek treatment. In fact, in the U.S., 56% of people living with a mental illness do not receive treatment. The good news is that if you have health insurance, you might be able to use those benefits if you find an in-network provider.

“Psychiatric services can get expensive when you are paying out-of-pocket, and finding someone who is in network with your plan can offset costs significantly,” says Amy Marschall, PsyD, a licensed clinical psychologist at Resiliency Mental Health.

That said, it isn’t always easy to find a psychiatrist who takes insurance—even when looking online. According to one study, while about 89% of doctors in other specialties take insurance, only around 55% of psychiatrists do, making the search for psychiatric care that much more difficult.

To help you find the very best online psychiatry platforms, we worked with three subject matter experts to evaluate 55 online therapy companies and 25 directories, surveying over 100 users at each. We also tried and tested each service ourselves. Here are the ones we recommend that not only accept different insurance plans, but also are flexible, inclusive, and family-friendly.